With so many insurance companies offering different types of vehicle insurance, buying a car insurance policy for the first time can be an overwhelming experience. We are here to simplify it for you.
Comprehensive cover
Covers loss or damage caused directly by fire, lightning, self-ignition, explosion, or vehicle theft. Essentially, this covers damage to your own motor vehicle as well as the Third Parties over and above the own damage cover.
The insured vehicle is covered up to the insured value or market value.
Also covers your car if it's damaged by hailstorms, a falling tree or any other acts of nature.
Full third party, Fire and Theft cover
Covers the policy holder legal liability to others in respect to property damage, bodily injury, or death of third parties.
Full Third-Party Compensation limit is currently USD 10,000.00 (or ZiG equivalent) for Third Party Property Damage, and USD 10,000.00 (or ZiG equivalent) for Third Party Bodily Injury or Death.
Premium will vary depending on the weight class of the vehicle and usage.
Third party cover (RTA)
This is the lowest level of cover we offer and is the minimum legal requirement that covers against third party liabilities arising out of a motor vehicle accident.
Covers the policy holder legal liability to others in respect to property damage, bodily injury or death of third parties.
Third Party compensation limit is currently USD 2,000.00 (or ZiG equivalent) for Third Party Property Damage, and USD 3,000.00 (or ZiG equivalent) for Third Party Bodily Injury or Death.
Premium will vary with the weight class of the vehicle and usage, but for the standard private vehicle it is currently USD 35.60 per term.
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